"We," "our," and "us," when used in this notice, mean American Tile.

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

• All of our customers who have a continuing relationship with us, such as:
• Architects
• Interior designers
• Homeowners/homebuyers
• Homebuilders
• Contractors
• All former customers

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

"Nonpublic personal information" means information about you that we collect in connection with providing a product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An "affiliate" is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A "nonaffiliated third party" is a company that is not an affiliate of ours.

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The Information That We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with our affiliates
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

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The Confidentiality, Security and Integrity of Your Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

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Nonpublic Personal Information and Affiliates

We may disclose nonpublic personal information about you. Here are the kinds of nonpublic personal information we may disclose to our affiliates:

Transaction and experience information from our account records:

• Information about your transactions and experience with us, such as
  • Name
  • Address
  • Account balances
  • Account activity
  • Types of accounts
  • Payment history
  • Parties to the transaction

  Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.

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Types of Affiliates

We may disclose nonpublic personal information about you to the following types of affiliates:

• Other companies owned by Berkshire Hathaway, our parent company. These names may be found at www.berkshirehathaway.com or by email or telephone request.
• Companies or divisions owned by American Tile, such as the Natural Stone division.

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Reasons for Disclosure

Here is why we may disclose nonpublic personal information about you to our affiliates:

• To provide our customers with information about additional products and services
• Many customers want us to know the individual pieces of their overall relationship

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Nonpublic Personal Information and Nonaffiliated Third Parties

We will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law.

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Nonpublic Personal Information and Former Customers

If you become an inactive customer, we will follow the privacy policies and practices as described in this notice.

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